电子商务战略挑战
11世纪欧洲出现了信贷和银行系统等金融工具，如外汇支出。 这是我们的观念的改变，当时，它们是现代商业形式。信息技术的到来(电脑与通讯)和发展前景彻底改变这种传统商业模式。 网络(电子商务)自诞生以来，提供了一个方便的沟通渠道,使企业与现有和潜在的客户更方便。互联网的出现也引起了普遍的沟通渠道的变化，以电子商务巨大的潜力。 尽管仍有许多辩论怀疑这种商业模式的支付安全性，这显然是一个经济增长的热点。
The Strategic Challenges of Electronic Commerce
Introduction
11th Century Europe saw the emergence of credit-based banking systems and financial instruments such as bills of exchange. These concepts remain with us, in their modified form, to this day (Chown, 1994). They underpin all modern forms of commerce. The arrival of information technology (computers and telecommunications) has raised the prospect of radical change to this traditional model.
